5 Things to Know about AARP Health Insurance

The AARP provides, among other things, various types of insurance. Those who are members of the AARP can get all of the insurance that they need to keep their lives secure and protected. AARP health insurance is one of the various insurance types provided by this group.

This group, formerly known as the American Association of Retired People, is 40 million members strong. Anyone who is over the age of 50 can become a member, allowing a large amount of Americans to receive multiple benefits.

The AARP health insurance is just one of the many benefits found through an AARP membership. Those who are thinking about an AARP membership should understand as much as possible about AARP health insurance. The more you know, the more likely you are to become a member.

Benefits for Those 50-65

Members between the ages of 50 and 65 can expect to see a couple of heath insurance benefits. The major benefit had from AARP health insurance comes from the actual plans themselves. Members can receive insurance through plans that cover members and their family members. Members also see Hospital Indemnity insurance that works to give cash benefits to those who already have their own insurance plans.

Benefits for those 65 and Up

Those who are over the age of 65 still receive benefits from the AARP, even if they are a part of the government Medicare program. Those who are over 65 can expect to see a supplement that helps to cover the expenses that Medicare does not cover. These people can also expect to see lower prices on medications, as the AARP MedicareRX works to keep drug prices down.

Prescription Discounts

Anyone that has an AARP discount will see prescription discount benefits. Walgreens works with AARP to provide discounts on all medications. This system also allows members to have their medications delivered to their homes through the mail.

Eye Care Discounts

AARP health insurance covers the eye needs of its members. Members will see a discount on eyewear and on contacts through companies such as Sears, Target, Pearle Vision, and Lenscrafters.

Dental Insurance

AARP health insurance also covers dental insurance. Those who already have a dentist may keep that dentist while still holding onto the benefits of this insurance. This insurance helps to cover and control out-of-pocket costs, and will also cover some costs associated with dental work. This dental insurance is exclusive to AARP members.

It is important to realize that AARP health insurance options will be different for each and every AARP member. While AARP health insurance does not require an actual medical checkup for a majority of the plans available, it still changes based on the answers that members give on a survey. If you want to know what is available to you, take the time to do more research into AARP health insurance.